Time to Apply for Homestead Exemption

My friends at Shelter Mortgage supplied the following information related to filing for your Homestead Exemption.

Homeowners may need to provide their Warranty Deed book and page, proof of residence, social security numbers, driver’s license, and car tag info. In most counties, to be eligible for the current year, you must have owned and occupied the property as of January 1st. If the property is located within city limits, the homeowner may be required to file with the city as well.

Homestead Exemption 
Generally, a homeowner is entitled to a homestead exemption on their home and land underneath provided the home was owned by the landowner and was their legal residence as of January 1st of the taxable year (O.C.G.A. § 48-5-40). 

Application for Homestead Exemption 
To be granted a homestead exemption, a person must actually occupy the home, and the home is considered their legal residence for all purposed. Persons that are away from their home because of health reasons will not be denied homestead exemption. A family member or friend can notify the tax receiver or tax commissioner and the homestead exemption will be granted (O.C.G.A. § 48-5-40). 
Failure to apply by the deadline will result in loss of the exemption for that year (O.C.G.A. § 48-5-45)

Exemptions Offered by the State & Counties 
The State of Georgia offers homestead exemptions to all qualifying homeowners. In some counties they have increased the amounts of their homestead exemptions by local legislation above the amounts offered by the State. As a general rule the exemptions offered by the county are more beneficial to the homeowner. Visit etax.dor.ga.gov/ptd/adm/taxguide/exempt/homestead.aspx for more information. 

Homestead Exemption in Your County 
Click on a county name below to visit that specific county’s homestead exemption information page. 
The deadline to file for all counties is April 1.

*This is being provided as an information resource regarding homestead exemptions. It is recommended that you contact the appropriate government department for all specific requirements. The information may be subject to change without notification. This is not intended to be relied or a substitution for legal advice. Please contact your loan consultant for further details. All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Shelter Lending Services, LLC, NMLS# 1033753; 4000 W. Brown Deer Road, Ste. #, Brown Deer, WI 53209. Alabama Consumer Credit Licensee; Florida Mortgage Lender Licensee; Georgia Residential Mortgage Licensee; Tennessee Mortgage Licensee. © 2016 Shelter Lending Services, LLC. Equal Housing Lender.

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